Terms of use

Last updated: 21 October 2026.

The calculators on ledgio.net are free tools that estimate labor rates from the numbers you enter. The results are only as good as those numbers. They are general business estimates, not accounting, tax, legal or financial advice. Check important decisions with your accountant.

Trade presets and sample numbers are starting points from a made-up small shop, not industry survey data.

The site is provided as is, without warranties. To the extent the law allows, Ledgio is not liable for losses from using it.

Paid spreadsheets are sold through Etsy, and Etsy's terms and policies apply to those purchases.